Welcome to GIA
The Global ISA Alliance has been created to ensure the integrity of ethical Income Share Agreements (ISAs) worldwide. It provides a central platform for ethical ISA organizations to collaborate, navigate regulatory challenges, and present positive ISA outcomes to the world. By addressing these critical issues, we aim to foster the growth and sustainability of ISAs while ensuring their ethical and transparent operation.
Our Vision
A world where all students have access to the affordable capital they need to complete the quality education they deserve without hampering their development through unfair conditions.
Our Mission
The mission of the Alliance is to foster the sustainable growth of Income Share Agreements (ISAs) by creating and monitoring ethical standards, developing domain knowledge, and supporting collaboration across key stakeholder groups.
History
What is an ISA?
An Income Share Agreement (or ISA) is a financial structure in which an organization provides financing to a recipient to cover their investments in education, training, and other ways of learning that lead to future income generating potential. The recipient, in exchange, commits to share a pre-agreed percentage of future income. The amount paid by the recipient, in the end, can result to be between zero, if the receiver never has an income, and (typically) a maximum threshold. The above definition is the minimum threshold for inclusion into the ISA category, but does not include all terms or conditions of an ISA.
